In the 16 years I have had a cell phone, I have yet to lose one.
When Wade and I got iPhones 4 years ago, they did not have insurance on them. Fine. We have never needed it before…so no big deal. Well…that all changes when you drop your phone in a lake and can’t reach it. I still have not *lost* a phone.
Luckily I keep everything backed up or in the cloud so I was not too concerned, I would just call AT&T on Monday and get a new phone.
I was informed that since I did not have insurance (which is now offered) and my contract was not up until October 2013, I would have to pay retail for the phone…to a tune of $650!!! After searching I found that iPhone 4s are in demand and you basically can’t find them unless you want to pay the $650. Sorry, I just can’t stomach that. If I had insurance (at $7 a month), then I would just have to pay for a new phone at the new contract price ($200).
I started looking and found that to add a line it would only be $10 more dollars a month. Wade and I have talked about having another phone for the girls if they go somewhere to take with them. So…I ordered a refurbished iPhone 4s and when it came in, activated it to my number and bought a cheap phone from WalMart for the additional number. Even at $10 a month for the next 2 years, plus the cost of a new phone, that $390 is still cheaper than $650!!!
Is it cheating? Yes. But we have had our account since 1992…they have made some money on us in those 20 years. I don’t feel so bad.